See below to find out which one of NBC’s checking products will best suit your needs!
Basic Checking
This account is our go-to checking account. It is only $50 to open!1 You get unlimited check writing and withdrawals, a VISA debit card, and we still include your check images in your statement – for free!
Other benefits of this account include:
- FREE access to Online and Mobile Banking2
- UNLIMITED bill payments
- Optional E-statements
- Overdraft coverage
1 Minimum of $50 deposit to open. Average monthly balance requirement of $250. A $4.00 monthly service fee applies if the average monthly balance falls below $250.00. Fees may reduce earnings.
2 Standard messaging, Internet and data rates may apply.
NOW Checking
A NOW checking account is the next step up from our Basic Checking account
and is still only $50 to open1. Similar to our Basic Checking it includes unlimited check writing and withdrawals, a VISA debit card, and you still get your check images included in your monthly statement – for free!
Additional benefits of this account include:
- Earning interest rate of 0.05%, and 0.05% APY
- FREE access to Online and Mobile Banking2
- UNLIMITED bill payments
- Optional E-statements
1Minimum of $50.00 deposit to open, then no minimum balance required
and no monthly service fees. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2024/05/04 and are subject to change at any time. Fees may reduce earnings.
2Standard messaging, Internet and data rates may apply.
Money Market
NBC’s Money Market accounts are designed for those who will carry a high balance while earning interest and having access to their money when they need it. It is $2,500 to open and also has the benefits of a free VISA debit card, free check images returned with your statements, and unlimited check writing to yourself!1
Balance |
Interest Rate |
Annual Percentage Yield |
$0 - $2,499.99 |
0.00% |
0.00% |
$2,500.00 -
$50,000.00 |
0.05% |
0.05% |
$50,000.01 -
$250,000.00 |
0.05% |
0.05% |
$250,000.01 -
$500,000.00 |
0.10% |
0.10% |
$500,000.01 -
$1,000,000.00 |
0.10% |
0.10% |
> $1,000,000.00 |
0.15% |
0.15% |
Additional benefits include:
- FREE access to Online and Mobile Banking2
- UNLIMITED bill payments
- Optional E-statements
- Available for Personal or Business Accounts
1 Minimum balance to open and maintain the account is $2,500. A $5.00 monthly service fee applies if the average monthly balance is below minimum. Minimum balance is required to earn current APY. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2024/05/04 and are subject to change at any time. Fees may reduce earnings.
2 Standard messaging, Internet and data rates may apply.